Money Made Simple
Welcome to Money Made Simple, a family of NZ-based financial literacy podcasts from Simplicity which keep it simple and get straight to the point. We want ALL Kiwis to have dignity, and a dignified life is one with choices. What can help with more choices? More money. So we're here to make Kiwis richer and smarter with money.
MONEY MADE SIMPLE WITH JENNIE AND LIV:
Join co-hosts Liv and Jennie on a fortnightly basis to help you understand the basics around money, finances, investing, KiwiSaver, and planning for a better future. We aim to provide information in a bite-sized, easy-to-listen way that simplifies the jargon. 'Cos who's got time for that! We want you to feel empowered and confident when thinking about money and investing - whether that be via KiwiSaver, investment funds, the share market, property, or whatever suits you.
THE ECONOMY MADE SIMPLE WITH SHAMUBEEL EAQUB:
Join Shamubeel Eaqub, Simplicity's Chief Economist, on a monthly basis to help you understand what's happening in the economy, job market, politics and financial markets. Tune in to get economic updates, interviews with NZ's key movers and shakers, and deep dives into topics you might want to understand better.
You can join the Simplicity community via the following channels:
Instagram: https://www.instagram.com/simplicity_kiwi/
Facebook: https://www.facebook.com/simplicitykiwi
LinkedIn: https://www.linkedin.com/company/simplicity-kiwi/
Or check out our website: https://simplicity.kiwi/
Cheers for listening - we appreciate each and every one of you %)
Money Made Simple
MMS #49 | MMS #49 | Getting your KiwiSaver SORTED with Tom Hartmann
In this episode of Money Made Simple, Jennie is joined by Tom Hartmann, personal finance lead at Sorted and part of Te Ara Ahunga Ora Retirement Commission. Together, they break down KiwiSaver in simple, practical terms to help you feel - and help you actually get - sorted when it comes to planning for your nest egg. Whether you're just starting out or have been contributing for years, this episode is packed with insight and easy-to-understand tips to get your KiwiSaver settings right. This episode covers:
- Why KiwiSaver is an investment, not just a savings account
- How managed risk in KiwiSaver can lead to better long-term rewards
- Common misunderstandings about balances, fees and fund performance
- Why percentages (like fees) can be misleading without looking at the total dollar amounts
- How to set your fund type to match your risk profile and goals
- What to do at retirement - why you don’t have to (and maybe shouldn't!) take it all out at 65
- Tools that make comparing funds and planning your KiwiSaver future easier
Resources mentioned in this episode, all thanks to Sorted.org.nz:
- KiwiSaver projection calculator: https://sorted.org.nz/tools/kiwisaver-calculator
- KiwiSaver fund finder: https://sorted.org.nz/tools/kiwisaver-fund-finder/
- Sorted's Smart Investor tool: https://smartinvestor.sorted.org.nz/
- A range of KiwiSaver guides: https://sorted.org.nz/guides/kiwisaver
- Your guide to KiwiSaver hardship withdrawals: https://sorted.org.nz/guides/kiwisaver/applying-for-a-kiwisaver-hardship-withdrawal/
This episode should help you better understand the why behind your KiwiSaver settings, the how of choosing the right fund, and the importance of sticking with your plan for the long term. With insights from one of New Zealand’s leading financial educators, we're hoping to help you grow your financial confidence one podcast at a time!
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Disclaimer: This podcast contains personal opinions and is intended to provide educational information only. It doesn't relate to your particular financial situation or goals and is not financial advice or recommendations. Simplicity New Zealand Limited is the issuer of the Simplicity KiwiSaver scheme and investment funds. For product disclosure statements please visit Simplicity's website simplicity. kiwi.