Money Made Simple
Welcome to Money Made Simple, a family of NZ-based financial literacy podcasts from Simplicity which keep it simple and get straight to the point. We want ALL Kiwis to have dignity, and a dignified life is one with choices. What can help with more choices? More money. So we're here to make Kiwis richer and smarter with money.
MONEY MADE SIMPLE WITH JENNIE AND LIV:
Join co-hosts Liv and Jennie on a fortnightly basis to help you understand the basics around money, finances, investing, KiwiSaver, and planning for a better future. We aim to provide information in a bite-sized, easy-to-listen way that simplifies the jargon. 'Cos who's got time for that! We want you to feel empowered and confident when thinking about money and investing - whether that be via KiwiSaver, investment funds, the share market, property, or whatever suits you.
THE ECONOMY MADE SIMPLE WITH SHAMUBEEL EAQUB:
Join Shamubeel Eaqub, Simplicity's Chief Economist, on a monthly basis to help you understand what's happening in the economy, job market, politics and financial markets. Tune in to get economic updates, interviews with NZ's key movers and shakers, and deep dives into topics you might want to understand better.
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Or check out our website: https://simplicity.kiwi/
Cheers for listening - we appreciate each and every one of you %)
Money Made Simple
Economy Made Simple #10 | KiwiSaver 2.0: Future proofing our golden years
KiwiSaver has changed the way New Zealanders save - but with an ageing population and growing fiscal pressures, the current system won’t be enough to support future generations. In this episode, Simplicity Chief Economist Shamubeel Eaqub lays out his vision for KiwiSaver 2.0: a bolder, more sustainable approach to retirement savings that draws inspiration from successful global models.
He explains why New Zealand’s "pay-as-you-go" superannuation system is becoming increasingly unaffordable, what we can learn from Australia’s compulsory Super regime, and the simple changes that could transform KiwiSaver into a powerful long-term asset for both individuals and the economy.
This month's episode covers:
- Why New Zealand’s ageing population makes our current public finances - especially Superannuation and healthcare - increasingly unsustainable
- How KiwiSaver has shifted household saving behaviour, but why policy hasn’t kept pace
- The case for compulsory employer contributions, modelled on Australia and other high-performing pension systems
- How smarter hardship rules and “sidecar” savings could help low-income earners build both resilience today and more security for retirement
- The idea of “Baby KiwiSaver” - enrolling children at birth to harness the long-term power of compounding returns
- Why a stronger KiwiSaver system could meaningfully boost New Zealand’s investment capacity, infrastructure, and long-term productivity
Shamubeel breaks down complex retirement and fiscal challenges we're facing to show how a bigger, better KiwiSaver could give future generations more choices and help New Zealand shift from a capital-shallow economy to a capital-rich one.
You should come away from this episode with a clearer understanding of why KiwiSaver needs to evolve, and what meaningful reform could look like in the years ahead.
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Disclaimer: This podcast contains personal opinions and is intended to provide educational information only. It doesn't relate to your particular financial situation or goals and is not financial advice or recommendations. Simplicity New Zealand Limited is the issuer of the Simplicity KiwiSaver scheme and investment funds. For product disclosure statements please visit Simplicity's website simplicity. kiwi.